Terms of Use

By accessing or using the qiloraelevi platform (qiloraelevi.com), you acknowledge that you have read, understood, and agree to be bound by these Terms of Use. These terms constitute a legally binding agreement between you and qiloraelevi, operating from Unit 25a, the marlands-western esplanade, Civic Centre Rd, Southampton SO14 7SJ, United Kingdom.

If you do not agree with any part of these terms, you must discontinue use of our services immediately. Your continued use of the platform signifies your ongoing acceptance of these terms and any future modifications.

qiloraelevi provides an expense budgeting platform designed to help users track, manage, and analyze their financial expenditures. Our services include budgeting tools, expense categorization, financial reporting, and educational resources related to personal finance management.

The platform is intended for personal and small business expense management. Commercial use beyond small business applications requires separate licensing agreements.

As a user of our platform, you agree to:

• Provide accurate and truthful information when creating your account
• Maintain the confidentiality of your login credentials
• Use the platform only for lawful purposes and in accordance with these terms
• Refrain from uploading malicious code or attempting to disrupt platform functionality
• Respect the intellectual property rights of qiloraelevi and other users
• Not use automated systems to scrape or extract data from our platform
• Report any security vulnerabilities or suspicious activity immediately

You are solely responsible for all activity that occurs under your account. Any violation of these obligations may result in immediate suspension or termination of your access to the platform.

We take the security of your financial data seriously. Your personal and financial information is processed in accordance with UK data protection laws and our Privacy Policy. By using our platform, you consent to our collection and processing of your data as outlined in our Privacy Policy.

While we implement industry-standard security measures to protect your data, no system is completely secure. You acknowledge that you use our platform at your own risk and agree that qiloraelevi cannot guarantee absolute security of your information.

You retain ownership of all financial data you input into our platform. However, you grant qiloraelevi a limited license to process this data to provide our services and generate aggregate, anonymized insights for platform improvement.

All content, software, designs, text, graphics, and other materials on the qiloraelevi platform are owned by qiloraelevi or our licensors and are protected by copyright, trademark, and other intellectual property laws.

You are granted a limited, non-exclusive, non-transferable license to use our platform for its intended purpose. This license does not permit you to:

• Copy, modify, or distribute our proprietary software or content
• Reverse engineer or attempt to extract source code
• Create derivative works based on our platform
• Use our trademarks or branding without explicit written permission

Either party may terminate your account at any time. You may close your account by contacting our support team or using the account closure feature in your dashboard. qiloraelevi reserves the right to suspend or terminate accounts that violate these terms or engage in inappropriate conduct.

Upon termination, you will lose access to your account and any data stored on our platform. We recommend regularly exporting your financial data to maintain personal records. qiloraelevi will retain certain data as required by law or for legitimate business purposes, as outlined in our Privacy Policy.

The qiloraelevi platform is provided "as is" without warranties of any kind, either express or implied. We do not guarantee that our service will be uninterrupted, error-free, or completely secure.

We make no representations about the accuracy of third-party integrations or data imports. Users should verify all imported financial data for accuracy before relying on our analysis and reporting features.

To the maximum extent permitted by law, qiloraelevi shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of our platform. Our total liability to you for all claims shall not exceed the amount you paid for our services in the twelve months preceding the claim.

This limitation applies regardless of the legal theory on which the claim is based and even if qiloraelevi has been advised of the possibility of such damages. Some jurisdictions do not allow the exclusion of certain warranties or limitations of liability, so these limitations may not apply to you.

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our platform shall be subject to the exclusive jurisdiction of the courts of England and Wales.

Before pursuing legal action, we encourage users to contact our support team to resolve disputes amicably. Many concerns can be addressed through direct communication with our customer service representatives.

qiloraelevi reserves the right to modify these Terms of Use at any time. We will notify users of significant changes via email or platform notifications at least 30 days before the changes take effect.

Your continued use of the platform after changes become effective constitutes acceptance of the modified terms. If you do not agree with the changes, you should discontinue use of our services and close your account.